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Mid Cities CU offers a variety of tools and services to help you conveniently manage your finances and accounts. Our Online and Mobile Banking platforms provide 24/7 access to your funds, allowing you to manage your money on your schedule. Need to send money fast? Our Wire Transfer service is secure and efficient. We're here to ensure your banking experience is smooth, secure, and tailored to your lifestyle.

Online Banking
Person on the computer

Online Banking

Mid Cities Credit Union's Online Banking makes connecting with your accounts easy!

  • Get free 24/7 secure access to your Mid Cities accounts!

  • Access your statements anytime you have access to the Internet with FREE eStatements

  • View and track account balances anytime

  • Review account histories

  • Keep up-to-date with your deposits and withdrawals

  • Find out what checks have cleared

  • Transfer money between your credit union accounts

  • Make loan payments

  • Order check withdrawals

  • Save time and postage with online Bill Pay

Log in or enroll in Online Banking today!

Man on tablet

Mobile Banking

With the Mid Cities Mobile Banking App, you can safely and securely manage your accounts anytime, anywhere. Our mobile app is FREE and allows you to pay bills or pay your friends, view balances, transfer funds, and much more!

  • Check balances

  • Transfer funds

  • Bill Pay

  • Mobile Deposit

  • And much more!

Download the Mid Cities CU Mobile App today! Get it at the App Store or Google Play!

Mobile Banking

Direct Deposit

Direct Deposit provides an easy, automated way to deposit paychecks, pension checks, Social Security, and other kinds of recurring income into your Mid Cities checking account. To enroll through your employer, contact whoever issues your regular checks (your company payroll or HR department, the Social Security Administration, or your pension administrator). 

For more information on Direct Deposit, download the Direct Deposit Request form, contact us online or call the credit union at (310) 638-5147.

money coming out of computer
Direct Deposit
Paying bills online

Bill Pay

The EASIEST way to pay your bills is through Mid Cities CU's Bill Pay!

  • Schedule one-time or recurring payments–expedited payments available

  • Receive bills electronically with eBills

  • Pay unlimited bills each month

  • Transfer funds to another financial institution

  • Easy to make payee changes (i.e. address, account number)

  • Pay bills with your smartphone or tablet with mobile banking

Log into Online Banking to set up Bill Pay today!

Bill Pay
Audio Response
Lady looking at phone

Audio Response

Our 24-hour telephone banking service offers you a convenient way to check your account balances. You can also check loan balances, cleared checks, latest deposits and latest withdrawals. You may also transfer funds between your accounts and collect information about your taxes.

To Use Audio Response:

  • Call toll-free 888-242-5467 from a touch-tone phone

  • Listen for any announcements and enter your account number

  • Enter your Personal Identification Number

  • Follow the voice prompts to perform your desired transaction

ATM & Visa Cards

ATM & Visa Debit Cards

ATM Card​

An ATM Card is the perfect complement to your Mid Cities checking or savings account. You can use it to transfer funds, make balance inquiries, withdraw cash, make purchases and even make deposits. And it can be used surcharge-free at any ATM displaying the CO-OP Network logo.

To find a CO-OP Network ATM, use the locator box in the footer of our website.

Visa Debit Card

​Our VISA Debit Card works just like cash. Use it at any merchant displaying the Visa logo and your payment will be automatically deducted from your Mid Cities checking account. It can be used at millions of locations around the world including gas stations, grocery stores, restaurants, retail stores, hotels and more!

Share Secure Visa

  • Unbeatable rates as low as 5.99% APR*

  • No annual fee

  • Limit up to $25,000

  • 25-day grace period

  • Minimum payment is only 3.0% of the outstanding balance

Person paying with credit card
Wire Transfers
lady on phone

Wire Transfers

You can wire money from our credit union to any other financial institution that accepts wire transfers. You will need the Routing and Transit Number of the financial institution receiving the funds. Wire transfers are available within the United States or internationally. The routing number to use for this purpose is #3222-7465-3. Our International routing number is #311990511.

Please review the latest Fee Schedule for Wire Transfer fees.

Happy family

Credit and Life Disability

Mid Cities Credit Union offers low-cost, quality protection for borrowers. Credit Life and Credit Disability Insurances help you prepare for life’s unexpected events with added insurance protection available on many of our loan programs.

  • No physical exam or complicated enrollment form.

  • No separate premium payment; premium is added to your loan payment.

  • Credit Disability makes your loan payments while you’re unable to work.

  • Credit Life pays off your loan in the event of your death.

Credit Life and Credit Disability Insurance is available when you apply for your loan.

Credit and Life Disability
Person driving a car

GAP Coverage

In the event that your car is totaled in an accident, or stolen and unrecoverable, Guaranteed Auto Protection (GAP) will help bridge the gap between the amount your car is worth and the amount you still owe on your loan. GAP also pays your insurance company’s deductible up to your policy maximum.

GAP is a low-cost way to ensure that you won’t be stuck paying for something you no longer own. GAP coverage is available when you apply for your auto loan. For your convenience, the amount can be rolled into your monthly loan payment.

For more information on GAP Protection, call the credit union at (310) 638-5147 and speak to a Loan Officer.

GAP Coverage

To learn more about our different services, contact a Member Service Representative at (310) 638-5147.

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