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Mid Cities Credit Union has a long history of “people helping people.” The credit union was founded in 1937 as Mid Cities Schools Credit Union by a group of Compton teachers. The first credit union manager, Dr. Roy Strain, was an instructor at Compton Community College and ran the credit union out of his home without compensation for many years.

Today we are over $18 million in assets and serve more than 3,000 members from a spacious location in the heart of Compton, California. We are proud to be a credit union, which means we are a not-for-profit cooperative. As a result, our members receive higher earning on their deposits and have access to competitive loan rates.

Happy People

Our Mission

To operate an organization that will serve the mutual benefit of members and improve their economic and social well being through financial services and information.

Our Vision

Educating our members to reach their financial goals.

Our Core Values

Totally Awesome, Undeniably the Best 

We focus on delivering above and beyond member experience. We don’t want to be average. Give WOW service to every credit union member, employee, partners and vendors. Proactively identify and solve problems, communicate expectations clearly and frequently, and deliver more than expected.


and Respectful 

While we celebrate our individual successes, we are not arrogant nor do we treat others differently from how we would want to be treated. We carry ourselves with a quiet confidence because we believe in the long run, our character speaks for itself.


and Ownership

We are ethically unyielding and inspire trust by saying what we mean and doing what we say. We do the right thing when no one is looking and we accept responsibility for our actions.

Be a Team

and a Family

Watch out for each other, care for each other, and go above and beyond for each other because we believe and trust each other. Create an environment that is friendly, warm and exciting. Encourage diversity in points of view. Be a leader and a follower. Strive to eliminate any kind of cynicism and negative interaction to create a harmonious working environment.

Passionate and Loyal to What We Do

We are inspired because we believe in what we are doing. Passion is contagious. We have a positive and optimistic attitude about everything we do that inspires others. We don’t take “no” or “that won’t work” for an answer. Everyone makes an impact on a larger dream and vision to expand and help more people.



Mid Cities Credit Union recognizes the value of demographic diversity in staff as well as in volunteers, and will strive to bring people of diverse backgrounds and experiences into leadership and other roles at the credit union.

We carry with us an appreciation for the diverse ethnic, cultural, and varied perspectives that each member, volunteer and employee contributes to the overall success of the credit union.

We value and celebrate our differences.

people helping people


When you join Mid Cities Credit Union, you become a member/owner of a not-for profit financial cooperative organized solely for the needs of our members. Since credit unions are owned and controlled by members, profits are returned directly to the membership in the form of higher dividend rates on savings and lower rates on loans.

In 1935, when credit unions were helping Americans through the Great Depression, the treasurer of a Midwestern credit union said that credit unions were “not for profit, not for charity, but for service,” and that philosophy holds true today.

Credit unions continue to look out for their members’ interests and provide a level of service that is not generally available at other financial institutions. Whether it’s providing a loan to help a member cover unexpected medical bills, giving financial counseling to a member whose company closed its doors, or simply offering a better deal on a used car loan, credit unions make a difference for their members and the communities they serve.

Become a Member

Become a Member

When you become a Member of Mid Cities Credit Union, you're treated like family because you are! You're part of the Mid Cities Credit Union family! Mid Cities Credit Union membership comes with lot of perks like great rates, competitive loans, and excellent member service!

How to Join

Joining is easy! Simply:

  1. Complete a membership application and bring (2) forms of identification to the branch. Note: Please do not email this information to our Credit Union.

  2. Provide proof of eligibility (ONE of the following):
    a. Employment – with one of our sponsor companies (for example, paycheck stub).
    b. Family Member – if your family member is a Mid Cities CU Member, you may be eligible too!* 
    c. Residency – A proper ID with current address.
    d. Worship – verifiable membership on church letterhead signed by the church Secretary, a Deacon Pastor or Assistant Pastor.
    e. Attend school – provide a copy of the current registration form and/or class schedule.

  3. Deposit a minimum $10 into your member savings account: $5 is the minimum balance to maintain membership and $5 is a one-time non-refundable membership fee.

Who Can Join


Mid Cities Credit Union membership is open to anyone who lives, works, worships or attends school in the following cities:

  • Compton

  • Carson

  • Paramount

  • Norwalk

  • Bellflower

  • Lynwood

  • North Long Beach (Zip code 90805)

In addition, membership is available to employees and family members of the following educational organizations:

  • Compton Unified School District

  • Lynwood Unified School District

  • Paramount Unified School District

  • California State University Dominguez Hills

  • El Camino College Compton Center

  • Charles R Drew University of Medicine & Science

  • Private & Parochial Schools within the districts we service

Credit union membership is also open to:

  • Immediate family members of any existing Mid Cities Credit Union member*

  • Employees of the credit union and members of their immediate families and households

To learn how your company can receive credit union services for your employees, call the credit union at (310) 638-5147.

*Immediate family members include mother, father, sister, brother, children, grandchildren, aunt, uncle, grandparents, brother-in-law, sister-in-law, mother-in-law, father-in-law, and significant other.

Who Can Join

To learn more about Mid Cities Credit Union, contact a Member Service Representative at (310) 638-5147.

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