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Mid Cities Credit Union, offers a variety of loan and credit for nearly every financial need. Whether you’re looking to purchase a new vehicle, consolidate debt with a low interest loan, or fund a vacation, our borrowing options come with competitive rates and terms to help you feel good about the money you borrow. Along with that, our fast application review and funding processes will allow you to get the funds you need quickly so you can spend more time enjoying the things that matter the most to you.  

Auto Loans

Auto Loans

Let us finance or refinance your new or used car loan and we’ll match your current rate. Certain restrictions apply, so call our Loan Department.

  • Great low rates with terms up to 72 months for pre-owned vehicles & 84 months for new  vehicles

  • Available for a wide range of new and used cars, trucks, and SUVs

  • Up to 100% financing including tax and license

  • Loan pre-approvals available

  • Dealer purchases, refinances, private party purchases and lease buyouts

  • Variety of loan insurance products available including Guaranteed Auto Protection (GAP), Mechanical Breakdown Insurance (MBI) and Credit Life & Disability

family on vacation

Personal Loans

Our Signature Loans are available for nearly any financing need. Borrow to purchase a computer, take a vacation, tend to a family emergency, or even pay for last-minute school supplies! Our affordable rates and generous terms make this loan very attractive.

  • Competitive rates and terms

  • Signature loans with terms up to 60 months​

  • ​Personal lines of credit with limits up to $10,000

Personal Loans

Credit Cards

Whether you’re shopping around the globe or around the corner, our Visa Cards are accepted anywhere you see the VISA logo.

Visa Platinum 

  • As low as 9.90% APR*

  • No annual fee

  • Limit up to $10,000

  • No interest for the first 25 days

  • Minimum payment is only 3.0% of the outstanding balance

Share Secure Visa

  • Unbeatable rates as low as 5.99% APR*

  • No annual fee

  • Limit up to $25,000

  • 25-day grace period

  • Minimum payment is only 3.0% of the outstanding balance

Person paying with credit card

*APR=Annual Percentage Rate. Rates are subject to change without notice.

Visa Disclosure and Agreement

Visa Secure Credit Card Disclosure and Agreement

Credit Cards
Happy couple

Borrow Against Your Savings 

Have you been turned down for a loan due to a lack of credit history or poor credit? Or maybe you have established credit and just want to pay a lower interest rate?

We can help you borrow up to 95% of your credit union savings account or share certificate at a very low rate. By borrowing against your savings or share certificate, you can establish new credit or rebuild good credit by paying off the balance.

Borrow Against Savings

To learn more about our different loan options or to apply today, contact a Loan Representative at (310) 638-5147.

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