Schedule of Fees
Rates current as of March 28, 2021
Teller Services
| Membership Fee | $5.00 |
|---|---|
| Credit Union Cashier's Check Disbursals (per item) Issues from Savings/Checking | $5.00 |
| Money Orders (per item) | $2.00 |
| Statement Copy (each) | $10.00 |
| Request to attempt Stop Payment of Credit Union issues Cashiers Check (per item) | $25.00 |
| Verification of Deposit (each) | $10.00 |
| Incorrect Address / Return Mail | $5.00 |
| Account Closure Fee (within 90 days of opening) | $5.00 |
| Check Cashing (Members with Account and Loan balances below $250.00) | $10.00 |
Electronic Services
| Initial Card Order | No Charge |
|---|---|
| Card / PIN Replacement | $10.00 |
| Rush Card Issuance | $50.00 |
| ATM Cash Withdrawal from Checking or Savings from: | |
| Mid-Cities owned ATM | No Charge |
| CO-OP (Credit Union) ATMs | No Charge |
| All other ATMs | $3.00 |
| ATM Balance Inquiries / Transfers (each) | $2.00 |
| Overdrawn Account | $35.00 |
| Returned Items deposited at ATMs (each) | $35.00 |
| Adjustments for items deposited at ATMs (each) | $10.00 |
| On-Line Loan Payment (thru Payment Center) | $5.00 per loan |
| Home Banking and Bill Pay* | No Charge |
| 24 Hour Voice Response | No Charge |
Automated Clearing House (ACH) Electronic Funds Transfer (EFT) Services
| Insufficient Funds (per item) | |
|---|---|
| If Item is Returned | $35.00 |
| If Item is Paid--Privilege Pay Loan | $35.00 |
| Stop Payment Request | $25.00 |
| Outgoing Wire - Domestic (Per) | $20.00 |
| Outgoing Wire - International (Per) | $30.00 |
| Incoming Wires | $10.00 |
| Account Inquiries / Transfers / Verify Checks Paid & Account Activity | No Charge |
Checking Services
| Monthly Service Fee (per month) | $2.00 |
|---|---|
| Second Chance Checking (per month) | $10.00 |
| Business Value Checking (per month) | $10.00 |
| Check Orders / Reorders | Varies |
| Rush Check Orders / Reorders w/ Overnight Delivery | $25.00 |
| Initial Order of Temporary Checks (12) | No Charge |
| Additional Request of Temporary Checks (4 Checks Per Page), Each Page | $2.00 |
| Copy of Paid Checks (each) | $5.00 |
| Insufficient Funds (per item) | |
| If Item is Returned or Paid | $35.00 |
| Stop Payment Order - Member Checks (single check or range) | $25.00 |
| Overdraft Protection (Automatic Transfer) per transfer | |
| From Savings | $5.00 |
| From Privilege Pay Loan | $35.00 |
| Overdrawn Account | $35.00 |
| Statement Copy (each) | $10.00 |
| Account Reconciliation and / or Research (per hour) | $50.00 |
Miscellaneous
| Inactive Account for 6 months | $5.00 |
|---|---|
| Return Deposit Item (deposited, cashed, or loan payment) per item | $35.00 |
| Special Handling: | |
| Incoming Collection Item (per item) | $10.00 |
| IRS / State Tax Levy / Garnishment (each) | $40.00 |
| Subpoena of Records | Per Legal Schedule |
| Overnight Delivery (Fed-Ex) Member Request | $45.00 |
| Demand Request (RE Loans) | $40.00 |
| Pay Day Loan | $40 ($100 to $500 borrowed) |
| Pay Day Loan | $50 ($501 to $1,000 borrowed) |
| Escheat Notice | $7.00 |
| Notary (Mid Cities Business Only) | No Charge |
| Loan Modification | $150.00 |
| Loan Late Fee | $35.00 |
| Credit Card Late Fee | $35.00 |
| Over the Limit Fee | $35.00 |
