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Membership Savings

Membership Savings

A Membership Savings (Share Savings) account is needed to establish credit union membership. As long as you maintain the minimum $5 balance in your account, you are considered an active member of the credit union.


  • $15 minimum opening deposit ($10.00 is a non-refundable membership fee)
  • Dividends compounded monthly and paid quarterly
  • Quarterly statements are issued

The safety and security of your deposits
Accounts at Mid Cities Credit Union are privately insured by American Share Insurance (ASI) to $250,000 per account. Accounts are not guaranteed by the Federal Government and if this institution fails, the Federal Government does not guarantee that depositors will get back their money. Accounts are not guaranteed by the State of California.

Membership Application
View our Dividend Rates
Deposit Safety