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Dividend Rates

 Rates current as of

Regular Shares
 
Dividend Rate
Annual Percentage Yield (APY)
$5+
0.05%
0.05%
Individual Retirement Accounts (IRA)**
 
Dividend Rate
APY
IRA Share
0.05%
0.05%
Roth IRA Share
0.05%
0.05%
Checking Account**
 
Dividend Rate
APY
$100-$9,999
0.05%
0.05%
$10,000+
0.05%
0.05%
Term Certificate Accounts**
Minimum Balance: $500
Dividend Rate
APY
6 month
0.25%
0.25%
12 month
0.30%
0.30%
18 month
0.35%
0.35%
IRA & Roth Certificate Accounts**
Minimum Balance: $500
Dividend Rate
APY
6 month
0.30%
0.30%
12 month 0.30% 0.30%
18 month
0.35%
0.35%

Dividends are credited to your account and compounded every month. *Regular Shares are paid quarterly. **Checking account, IRA and Certificates are paid monthly. MCCU computes the balance using the average monthly balance method, which applies a periodic rate to the average monthly balance in the account for the period. Penalty applies for early withdrawal. APR = Annual Percentage Rate. APY = Annual Percentage Yield. Fees may reduce earnings. Rates are subject to change without notice.