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Payday Alternative Loans

Mid Cities Credit Union can help you get out of tight financial situations, without the hefty fees Payday Lenders typically charge. It’s a stress-free way to get quick cash.


  • Loan amounts from $100 to $1,000 (not to exceed net paycheck amount).
  • Current interest rate is 24.99% APR.
  • $40 application fee for amounts between $100 to $500 and $50 application fee for amounts between $500 to $1,000.
  • Loans must be paid within 12 months.


  • Available only to members in good standing, may not have charge off loans or delinquent accounts with the credit union.
  • An income and credit report will be reviewed at the time of the application.
  • Loan must be paid in full before subsequent advances will be granted.

Apply for a Loan Today