Rates current as of March 28, 2023
New Auto Rates
| Term | APR* |
| Up to 72 months | as low as 4.75% |
Used Auto Rates
| Term | APR* |
| Up to 48 months | as low as 5.50% |
RV, Motorcycles and Recreational Vehicles
| Term | APR* |
| New | as low as 7.25% |
| (up to 60 months) | |
| Used | as low as 7.75% |
| (up to 60 months) | |
Unsecured Loan and Line of Credit
| Term | APR* |
| Financing/Repayment term up to 60 months | as low as 9.50% |
Visa Cards
| Card Type | APR* | Daily Periodic Rate |
| Visa Platinum | as low as 8.70% | 0.02% |
| 25 Day Grace Period / No Annual Fee |
Download the VISA disclosure and agreement PDF
| Term | APR* | Points |
| Share Secured | | |
| 60 months | 100% of shares | 3.00% over share dividend |
| 72 months | 100% of shares | 4.00% over share dividend |
| 120 months | 100% of shares | 5.00% over share dividend |
| Certificate term | 100% of certificate | 3.00% over share dividend |
Real Estate Loans
LTV=Loan to Value. All rates and points are subject to change at any time. Certain rate and/or point adjustments may apply depending on loan features. All rates quoted assume a 45-day rate lock. Longer or shorter rate lock periods are available. Rates are based on member’s debt ratio. California property only. Rates are based on LIBOR Rate Index. Annual cap is 2.0%; 6.0% maximum.
Consumer Loans
All loans are subject to credit approval, FICO credit score, equity and income qualifications. Rates quoted are the lowest rate possible for qualified borrowers and are subject to change. The applicant’s loan rate may be higher based upon their personal recorded credit experience.
*APR=Annual Percentage Rate. RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
