Loan Rates

Rates current as of March 28, 2021

New Auto Rates

TermAPR*
Up to 72 monthsas low as 2.49%

Used Auto Rates

TermAPR*
Up to 72 monthsas low as 2.74%

RV, Motorcycles and Recreational Vehicles

TermAPR*
Newas low as 7.25%
(up to 60 months)
Usedas low as 7.75%
(up to 60 months)

Unsecured Loan and Line of Credit

TermAPR*
Financing/Repayment term up to 60 monthsas low as 9.99%

Visa Cards

Card TypeAPR*Daily Periodic Rate
Visa Platinumas low as 8.70%0.02%
25 Day Grace Period / No Annual Fee

Download the VISA disclosure and agreement PDF

TermAPR*Points
Share Secured
60 months100% of shares2.00% over share dividend
72 months100% of shares4.00% over share dividend
120 months100% of shares5.00% over share dividend
Certificate term100% of certificate3.00% over share dividend

Real Estate Loans

LTV=Loan to Value. All rates and points are subject to change at any time. Certain rate and/or point adjustments may apply depending on loan features. All rates quoted assume a 45-day rate lock. Longer or shorter rate lock periods are available. Rates are based on member’s debt ratio. California property only. Rates are based on LIBOR Rate Index. Annual cap is 2.0%; 6.0% maximum.

Consumer Loans

All loans are subject to credit approval, FICO credit score, equity and income qualifications. Rates quoted are the lowest rate possible for qualified borrowers and are subject to change. The applicant’s loan rate may be higher based upon their personal recorded credit experience.

*APR=Annual Percentage Rate. RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.