Everyone deserves a second chance!

Need a second chance to work on your checking account history? We have just the thing—it’s called a 2nd Chance Checking account and it’s designed to help members having a difficult time opening a checking account with another financial institution. Applying for this account is easy and our member service representatives will help you through the process. Please note that you must complete an online certification through Balance Financial Fitness Program.

To open your 2nd Chance Checking account, please call us at (310) 638-5147 for more details!

Our 2nd Chance Checking account features:

  • No application fee
  • Low $25 minimum opening deposit
  • Low $5 monthly fee
  • Access to free financial counseling service
  • Unlimited check writing
  • Direct Deposit, account-to-account transfers and more!


  • Must be 18 years or older
  • Must not have fraud reported on Chexsystems profile

Membership Application
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