Second Chance Checking

Need a second chance to work on your checking account history? We have just the thing—it’s called 2nd Chance Checking account and it’s designed to help members having a difficult time opening a checking account with another financial institution.

We believe in second chances, that’s why if you maintain your 2nd Chance Checking for 12 months with positive account activity, we’ll automatically upgrade you to a regular checking account!


  • Unlimited check writing
  • Free direct deposit available
  • ATM/Visa debit card access (with Direct Deposit)
  • Free telephone access


  • Must be 18 years or older
  • Must not have fraud reported on Chexsystems profile

Membership Application
View our Dividend Rates
Deposit Safety

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