Rates current as of March 28, 2021
Regular Shares
| | Dividend Rate | Annual Percentage Yield (APY) |
| $5+ | 0.05% | 0.05% |
Individual Retirement Accounts (IRA)**
| | Dividend Rate | APY |
| IRA Share | 0.05% | 0.05% |
| Roth IRA Share | 0.05% | 0.05% |
Checking Account**
| | Dividend Rate | APY |
| $100-$9,999 | 0.05% | 0.05% |
| $10,000+ | 0.05% | 0.05% |
Term Certificate Accounts**
| Minimum Balance: $500 | Dividend Rate | APY |
| 6 month | 0.10% | 0.10% |
| 12 month | 0.10% | 0.10% |
| 18 month | 0.10% | 0.10% |
IRA & Roth Certificate Accounts**
| Minimum Balance: $500 | Dividend Rate | APY |
| 6 month | 0.10% | 0.10% |
| 12 month | 0.10% | 0.10% |
| 18 month | 0.10% | 0.10% |
Dividends are credited to your account and compounded every month. *Regular Shares are paid quarterly. **Checking account, IRA and Certificates are paid monthly. MCCU computes the balance using the average monthly balance method, which applies a periodic rate to the average monthly balance in the account for the period. Penalty applies for early withdrawal. APR = Annual Percentage Rate. APY = Annual Percentage Yield. Fees may reduce earnings. Rates are subject to change without notice.
